An alternative way to fund health care
In today’s changing work environment, there’s no single health plan that addresses the specific needs of every employer. And it’s more important than ever for businesses to offer comprehensive benefits to support employee health while effectively managing their year-over-year cost of coverage. That’s why Kaiser Permanente of the Mid-Atlantic States and Universal Fidelity Life Insurance Company (UFLIC), through its subsidiary Universal Fidelity Administrators Company (UFAC), have collaborated to structure a unique program that offers employers the opportunity to do both.
Best of Both Worlds offers both regional HMO and nationwide PPO plan coverage for a competitive benefit package that ensures affordability and choice. Flexible funding mechanisms allow for the diversification of group risk for better financial outcomes. Traditionally, employers choose between funding types and offer either fully insured, level, or self-funded health plans. Best of Both Worlds makes it easier for employers to:
Kaiser Permanente’s Best of Both Worlds package addresses the issues that many businesses face with practical solutions that benefit their employees—and their bottom line.
Best of BOTH WORLDS solution
Delivering access and choice
The advantages of integrated care delivery through a regional HMO:
The advantages of a nationwide PPO for employees located throughout the US:
NOTICE: Best of Both Worlds is a brand name used for health benefit plans that include services provided by Universal Fidelity Life Insurance Company, through its subsidiary Universal Fidelity Administrators Company and its vendors, and marketed by Kaiser Permanente of the Mid-Atlantic States. This material is for information only and is not an offer or invitation to contract for coverage. It contains only a partial, general description of plans and services and does not constitute a contract of coverage. Eligibility is subject to underwriting guidelines. Plan features, including rates, and availability may vary by location and are subject to change. All health benefit plans contain exclusions and limitations. See the current applicable plan documents for details and a complete description of benefits, exclusions, limitations, and conditions of coverage.
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